"The Fed" meets tomorrow to decide policies that greatly affect the money we make and spend, and the members of the board are at a kind of crossroads, so experts don't expect any action.
The Fed refers to the Federal Reserve Bank's board called the Open Market Committee, which helps steer US monetary policy.
One way the Fed keeps control is through raising or lowering interest rates, the money paid by borrowers as the cost of lending, and last year the Fed lowered interest rates three times.
But this year the economy is different, and Common Wealth Management Associates' Manager Steve Cotton says there's good reason the Fed will not lower rates in the very near future.
"I think the Fed is going to be in a wait-and-see mode, that's pretty much the general consensus, the general expected impact, the effect these inflated oil prices we're seeing is something the Fed is going to watch."
Last year there were concerns that the job markets were slowing down, so it was a good idea to lower interest rates to allow more borrowing for companies that could lead to more hiring.
That's still a worry, but now comes word that the inflation measure, the Consumer Price Index, has jumped from 2.4% in February to 3.3% in March, and one of the Fed's top tasks is to keep inflation well under control.
Otherwise, though, "the economy is pretty stable these days, even with the elevated prices people are paying for oil and for gas at the pump," Cotton says, so he and many other market analysts expect the Federal Reserve to keep interest rates at the 53.64-percent level, with an expected ("target") range of between 3.50-percent and 3.75-precent.
But Cotton is not worried about the possibility of inflation because the Fed is already on the case, and he's not worried about deflation either.
"We've got a lot of stimulus in this economy that a lot of people are forgetting about, over $18 trillion in new foreign investment that Trump has negotiated to come into the country," and there's lots more happening that can help offset concerns about the near future of US financial stability.